Frequently asked questions
Currency
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Can I save money with or obtain a loan from the Central Bank

No.Individuals wishing to save or borrow money should contact any of the licensed financial institutions.

The Eastern Caribbean Central Bank does not accept deposits or make loans to private individuals. As banker to governments, the Central Bank provides deposit and borrowing facilities to participating governments. The governments maintain accounts with the Central Bank, which undertakes transactions on their behalf with other governments and with regional and international organisations. The Bank also gives technical advice to the governments on monetary and financial policy matters.

The Central Bank also functions as banker to commercial banks, and holds minimum cash balances and excess reserves of the commercial banks. The ECCB also provides a clearinghouse facility.

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